Rates | PaydayLand.ca

Rates and Fees

Payday Land Canada is a free loan matching service. When using our services, there are no hidden fees. Submitting an application simply qualifies the customer for a loan. The fees are charged only when the customer agrees to have the loan issued.

Alberta Representative Example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan. The total repayable is $368.94. Representative APR 599.12%

Ontario Representative Example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan. The total repayable is $362.94. Representative APR 546.98%

Your loan fee is determined by the lender (at its absolute discretion) based on data acquired at the time of the application for credit.

Please take a moment to view the rates charged by our lending partner to see the exact amount you can expect to repay for whichever amount you wish to borrow.

Fee Schedule for a 14 day loan in Alberta

Amount Borrowed	Total Amount Repaid	APR for 14 Day Loaning Period
$100.00	$122.98	599.12%
$200.00	$245.96	599.12%
$300.00	$368.94	599.12%
$400.00	$491.92	599.12%
$500.00	$614.90	599.12%
$600.00	$737.88	599.12%
$700.00	$860.86	599.12%
$800.00	$983.84	599.12%
$900.00	$1,106.82	599.12%
$1000.00	$1,229.80	599.12%
$1100.00	$1,352.78	599.12%
$1200.00	$1,475.76	599.12%
$1300.00	$1,598.74	599.12%
$1400.00	$1,721.72	599.12%
$1500.00	$1,844.70	599.12%

Fee Schedule for a 14 day loan in Ontario

Amount Borrowed	Total Amount Repaid	APR for 14 Day Loaning Period
$100.00	$120.98	547.35%
$200.00	$241.96	547.35%
$300.00	$362.94	547.35%
$400.00	$483.92	547.35%
$500.00	$604.90	547.35%
$600.00	$725.88	547.35%
$700.00	$846.86	547.35%
$800.00	$967.84	547.35%
$900.00	$1,088.82	547.35%
$1000.00	$1,209.80	547.35%
$1100.00	$1,330.78	547.35%
$1200.00	$1,451.76	547.35%
$1300.00	$1,572.74	547.35%
$1400.00	$1,693.72	547.35%
$1500.00	$1,814.70	547.35%

PaydayLand.ca is not a lending or banking institution. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. PaydayLand.ca makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PaydayLand.ca may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select.

Alberta: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan equivalent to an annual rate of 599.12% fixed. The total repayable is $368.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

Ontario: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan equivalent to an annual rate of 546.98% fixed. The total repayable is $362.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify.

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